How Can We Help You Deal With Your Lender?
Are you one of the millions of families in The United States who is experiencing a financial hardship and your home is at risk of being foreclosed on? While this situation may be a scary prospect, it’s by no means unpreventable if you’re willing to allow us to work with your lending institution. We can work on your behalf to come up with a solution that will work for you and your lender during this financial hardship you may have encountered.
Short Term Financial Hardship?
If you experienced a short term financial hardship and just need some time to make things right, we can help you get a Forbearance program acceptable for you and your lender. Two ways to accomplish this is by reducing or putting off making payments for a certain amount of time until you get back on your feet.We have access to loan modification services that will help.
Long Term Financial Hardship?
Long term financial hardship can be a gloomy prospect and not having clear options can leave you feeling trapped. There are many tools available for you, if you contact us early enough for us to work on a solution. Here are some of your options:
*1. Refinance-you get a new loan to replace the one you currently have with lower interest rate or/and better terms.
*2. Lower interest rate with your current lender
*3. Current lender agreeing to take less than the amount that you originally borrowed to pay off mortgage.
*4. Modify the loan
5. Sell your home through Short Sale(lender reduces principle balance) process. We specalize in Short Sale service and there is no cost to you from us.
*These services need to be handled by a Loan Modification Specalist.
Next Steps?
No matter where you are financially right now, you should call us and tell us about your situation as soon as possible. Then we need to work together to show the lender(s) that you are doing everything you can to find a solution. Reducing your expenses, saving your money, demonstrates to your lender you are in a financial hardship, and you will have a much better chance of getting a favorable outcome. This first starts with getting the people on your team to advocate, walk you through, and present a compelling case to your lender. Call us today before you lose 1 more day.
Is there a Guarantee? Cost?
Our guarantee to you is this: At any point during our process, if you find another solution that will be better for you, we will stop all procedures immediately! We just need a letter stating you ask us to stop all proceedings. That is all you need to do!
